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From Wiktionary under the GNU Free Documentation License. CreditFrom Wikipedia, the free encyclopedia Jump to: navigation, search Look up credit in Wiktionary, the free dictionary.Credit may refer to:
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GNU Free Documentation License How would 4-credit courses transfer to a college where the courses are only 3 credits? Q. If a 4-credit course has a corresponding course at a second college which is only 3 credits, how would the 4-credit course be transferred? Would one credit be dropped for each transferred 4-credit course? Asked by Avz J - Tue Dec 29 16:10:39 2009 - - 1 Answers - 0 Comments A. Are you on quarters or semesters? Where I go they check to see if the class you have taken is 70% compliant with the class the university offers... they then give you credit as if you have taken that class. So if I took a 3 credit class at a semester school and transfer then they would look to find a class they offer that matches the class I took and give me credit for that, which would be a 5 credit class on the quarter system, and vice verse. Bottom line they are gonna find what class they offer and give you credit for that if it matches the curriculum of that class. So it would vary school by school. Answered by JB - Tue Dec 29 16:21:18 2009 What is a good credit limit for a first credit card? Q. I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don't have any experience with credit cards in the past, I'm wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at? Asked by Michelle W - Sat Oct 4 04:41:57 2008 - - 7 Answers - 0 Comments A. 9000 is a very good credit limit, definitely dont try to increase it because that puts an inquiry on your credit report which causes your FICO to lower. most people think the higher their limits the better their credit and this isnt true(it does effect it slightly but there are far greater ways to raise FICO). one thing to definitely keep in mind is that if you feel you will never need 9K limit; call and get it lowered, this doesnt hurt you at all and is a good idea to protect yourself from identity theft. people get these ridiculous credit limits and dont realize how appealing that is to ID theft. but to answer your question the best way to increase it without putting an inquiry on your credit report is simply to not use the card at… [cont.] Answered by sam19zzaz - Mon Oct 6 19:35:52 2008 How do I establish credit without a credit card?
Q. Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I don't want to get into heavy debt. Asked by yage v - Tue Jun 24 11:25:38 2008 - - 8 Answers - 0 Comments A. I agree with those saying to get a credit card - find one, such as capital one, who offer low limit cards, starting at 250 dollars, to college students. You will pay some fees, but pay the card on time for 6 months (put simple recurring bills such as groceries on it and pay it off in full each month) and after the 6 months ask to be switched to a no, or low fee card. I would also apply for a small signature loan with a credit union, and a small deferred interest federally subsidized student loan if possible. This will build additional credit history and cost you nothing as the government pays the interest and payments until you are out of school. Drop it in your savings account and reap the rewards of some free conservative investment… [cont.] Answered by dylan w - Fri Jun 27 03:59:50 2008 From Yahoo Answer Search: "credit" Credit is the provision of resources (such as granting a loan) by one party to another party where that second party does not reimburse the first party immediately, thereby generating a debt, and instead arranges either to repay or return those resources (or material(s) of equal value) at a later date. It is any form of deferred payment. Sourced
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